NAMISH KAUL

Hindu College’26 | RBL Bank| Sunstone | KYARI Innovations | CITI Bank| Goldman Sachs| PWC| Commerce Major · Delhi, India

I'm a finance professional with five years of experience who thrives at the intersection of rigorous credit analysis and decisive action. Currently working with the BBG Credit Team at RBL Bank, I bring a strong sense of accountability to every appraisal I undertake, balancing analytical precision with the interpersonal openness that makes complex credit decisions both sound and collaborative. I'm driven by ambition and a deep belief in owning my work independently, always pushing toward outcomes that are as practical as they are impactful.

Experience

Intern, RBL Bank (BBG Credit Team)

RBL Bank · Jun 2025 – Jul 2025

Not yet confirmed

• • Evaluated credit proposals underwriting process for companies having turnover up to ₹250 Cr through KYC, CIBIL, and internal risk checks.
• • Analyzed financials, ITRs, and GST returns to evaluate borrower’s repayment capacity, business viability and creditworthiness for loan approval.
• • Assisted credit managers in evaluating collateral, promoter background, and industry risks to support credit decisions for proposals

Strategic and Operations intern At Founders Office

Sunstone · Jun 2024 – Jul 2024

Not yet confirmed

• • Conducted in-depth research on 250+ Indian universities and the Chinese higher education system to extract strategic insights
• • Developed and designed high-impact presentations using Canva for strategic leadership meetings and cross-functional discussions.
• • Built proficiency in market research, data analysis, and creative storytelling, while adapting to a fast-paced, dynamic environment

Project Consultant

Kyari Innovations · Oct 2023 – Nov 2023

Not yet confirmed

• Partnered with Kyari Innovations' Co-founder & Inbound Marketing team to:
• • Conducted market research to analyze 50+ companies with a key focus on community building and influencer collaboration strategies
• • Aided the founder to devise a plan with 20+ unique strategies and 100+ SEO recommendations as part of the inbound marketing strategy

K

Chronical post vertical

Kaizen- Department of Commerce, Hindu College · Oct 2023 – Oct 2023

Not yet confirmed

• • Developed and designed an impactful Instagram post for KAIZEN’s official account, driving engagement through visual storytelling.
• • The post featured an analysis of the innovative collaboration between Ray-Ban and Meta on smart glasses, highlighting tech integration.

School Entrepreneurship Program

DAV PUBLIC SCHOOL · Jul 2023 – Aug 2023

Not yet confirmed

• A personal project which involved the sale of books within the school circle at high-profit
• margins.
• An initiative to exhibit my business sense and imbibe a unique skill set in me